BWCM (BBA 6th)

Unit I

Evolution of Banking-Banking in India, Types of Banks, Roles of Banks (viz. Intermediation,

Payment system, Financial services), Banking Regulations, BASEL Norms, Banking Products –

Fee based and fund based, Bank Management : Liquidity Management, Investment Management ,

Loan Management, Liability Management, Credit Management, Risk Management

UNIT-II

Emerging Trends in Banking- Financial sector reforms, Universal Banking, Micro Financing,

Consolidation of Indian banks: Bancassurance in India, Basel II norms and its impact on Indian

banking Sector. Monetary Policy: Objectives, Monetary supply and control of inflation, Interest

Rate Policy and its implication, Branch licensing Policy.

UNIT-III

Basics of Insurance -Indemnity, Insurable interest, Materiality of facts, Uberimmae Fidae and

implications, Duty of disclosure, Types of Insurance: Life Insurance, General Insurance, Health &

Medical Insurance, Property related Insurance, Liability Insurance, Reinsurance. Principles

governing marketing of insurance products. Insurance Regulation and Role of IRDA

UNIT-IV

Management Techniques & Process : Definition of Risk, Classification of Pure Risks: Personal

Risks, Property Risks, Liability Risks, Failure of Others, Overlapping Risks; Rules of Risk

Management, Risk Management Technique, Risk Management Process: under writing TPA basic

assessment, claim management of claim settlement.